Apple Card now available to everyone in the US

Yolanda Curtis
August 20, 2019

The Apple Card brings with it several more attractive, quality-of-life features that Apple hopes will paint it as the credit card of the future. If you want to try out all of that Apple Card magic yourself, we have some great news for you: The Apple Card is now available to all iPhone users in the U.S. beginning right now.

While the Apple Card is a true-to-life physical credit card - that comes in metal, no less - the company intends for users to manage and use their Apple Card through the Wallet app on their iPhones. Marcus now has more than $5 billion in loans and more than $50 billion in deposits from some 4 million customers in the United States and Britain.

But, ultimately, the Apple Card is the latest in the company's attempts to keep its existing user base within its ecosystem however possible amid slipping hardware sales. The Apple Card is closely tied to Apple Wallet, which is where you'll find a number of management tools, whether you're looking to see how much you need to pay to reduce your interest charges or you want to get a snapshot of where you're spending the bulk of your money. The Daily Cash is added to customers' Apple Cash card each day and can be used right away for purchases using Apple Pay, to put toward their Apple Card balance or send to friends and family in iPhone texts. Apple says that it will add more merchants and apps to its 3% cash back tier as time goes on, so it looks like Apple is going to build out that rewards tier to maybe tempt some people who are on the fence into applying.

On top of that, you get 2% back on every Apple Pay transaction from an Apple Card.

Without an iPhone, you can't sign up for Apple Card, so don't expect to activate one using Android or other operating systems. Finally, purchases made with the titanium Apple card get you 1% Daily Cash. This includes the Apple Store, iTunes and the App Store as well as subscriptions.

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