WhatsApp UPI Payments Feature Leaked on Android Beta App

Pablo Tucker
August 10, 2017

Launched by the National Payments Corporation of India (NPCI) and regulated by the Reserve Bank of India (RBI), UPI facilitates the instant fund transfer between two bank accounts on the mobile platform. For WhatsApp, the discussion for UPI integration has already commenced where as for Facebook discussions are on preliminary stage.

Now, with the new update to the beta channel (which brings the application up version 2.17.295), we get a glimpse into a new potential feature for the future. Once such thing was discovered recently when it seemed as if WhatsApp was working on a dedicated client application specifically for businesses. WhatsApp is working on a recall button which would allow users to unsend or delete the sent messages. According to the website, the feature appears to be still under development. The beta version of WhatsApp's Android app now includes a preview for the UPI payments feature, though this is hidden. Check more details of Whatsapp UPI Payments from the following article.

The UPI transaction system, which is now offered by around 50 banks, was launched in August 2016.

While WhatsApp is planning to take on Paytm by adding the payment feature, Paytm is also taking the other route to get back at WhatsApp. Users have to tap on agree and continue at the bottom of the page to accept the WhatsApp Payments Terms and Privacy Policy as well as the Bank's Terms and Privacy Policy.

Several popular messaging services including WeChat and Hike Messenger already support payment services.

Like we said, WhatsApp is definitely not the first messaging platform to support mobile payments, but if and when the feature does roll out and given how many users are on WhatsApp, it could be a pretty invaluable one. The test for the payment will take place in India, UK, Poland and USA. Facebook's Messenger already has a peer-to-peer payments and this was introduced in 2015, though this option is limited to the US.

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