Senate Republicans Blast The Latest House Health Care Bill

Cheryl Sanders
May 27, 2017

Under the Affordable Care Act, insurance companies may charge an older person no more than three times its premium for a younger person with an identical plan. What will change is how states receive and handle federal Medicaid dollars under new Medicaid caps.

The CBO and the JCT highlighted that the above percentages of estimated state activity remain uncertain and are subject to a number of key factors. It's rolled into the cost of insurance premiums, which have increased dramatically due to the law - even if men and women now both pay equally high rates. The CBO estimates premiums would fall 10% to 30% in 2026, depending on how numerous regulations stay in place.

The House bill would relax numerous Obama statute's consumer protections, kill its mandate that people buy coverage, trim federal subsidies for insurance purchasers and cut the Medicaid program for lower-income and disabled people. In states such as Florida, which has woefully underfunded its contributions to Medicaid, the program is inadequate; nevertheless, it provides a safety net for children, families and the rising number of elderly Floridians who can not afford long-term care. Rolling back that expansion would limit future enrollments. It would also allow states to impose work requirements for Medicaid enrollees.

As for the states that would make minor changes, the CBO figured average premiums could fall as much as 20 percent below current law by 2026, and by 30 percent in some spots.

Although many healthy customers would welcome plans with lower monthly premiums, the high cost of medical care isn't going down.

The AHCA would be devastating to older Americans who rely on the individual insurance market. He chose not to address the CBO report and instead blasted Democrats for their refusal thus far to work with Republicans on legislation to fix the health law. This is equivalent to $244 per month in additional premium payments for people buying insurance through the exchanges, or $2,928 over the course of a year.

That is because some states would seek waivers from health-care market rules that would allow healthy people to segregate themselves in their own low-priced risk pool, leaving sicker people with skyrocketing costs. But the opposite is true: Repeal will allow women greater choice and lower costs when it comes to insurance plans, doctors and care. These people accounted for more than a third of the total individual market.

Rep. Brooks was once outspoken against the AHCA's original language, previously claiming it failed to deliver on promises Republicans made to the American people. The new bill slashes funding for the program, including money some states have used to dramatically expand Medicaid enrollment.

"Community-rated premiums would rise over time, and people who are less healthy (including those with preexisting or newly acquired medical conditions) would ultimately be unable to purchase comprehensive non group health insurance at premiums comparable to those under current law, if they could purchase it at all", reads the report. But while premiums will be lower, the plans will offer less coverage, because they won't be required to cover things like emergency services or prescription drugs, depending on what rules each state decides on. Rural states like Idaho cover fewer people, but those people have more access to care.

Under the AHCA, the vast majority of Americans would be even more at the mercy of the for-profit health insurance companies, which would be freed from numerous restrictions imposed under Obamacare. Bill Cassidy, a Louisiana Republican, who is part of the bipartisan negotiations.

What about the 10 Essential Health Benefits? .

"It can not be overemphasized that, as changes and reforms to the individual market are considered as part of a broader package, the timeline is extremely short to advance these crucial steps to improve stability and affordability for consumers in the individual market and have a positive impact on 2018 premiums", Tavenner wrote.

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